Saving heores
money at the closing table.


Example of Possible Savings

Loan Amount: $350,000
First Responders/Embrace Discount: $1,750*
Settlement Attorney Discount: $500
Total Discounts Available: $2,250

*Loan must close with Embrace Home Loans to be eligible for credit of up to 0.5% of the total loan amount toward closing costs. Total credits to borrower cannot exceed actual closing costs.

Providing discounts for those who serve our communities

First Responders Home Loan Discount Program

The First Responders Home Loan Discount Program was created by Tom Ellis (USN Veteran, Desert Shield / Desert Storm) to show appreciation to the men and women who served our county and communities. The home loan discount program extends to active duty and retired military, police, firefighters, EMT’s, nurses, medical professionals, teachers and their family members.

Helping First Responders offers discounts towards the closing costs when buying or refinancing a home. Combined with real estate professionals, we offer substantial combined discounts towards your cost to purchase or refinance your home loan.

What are you waiting for?

Don't take our word for it.

My experience was wonderful, the process was as fast or as slow as I wanted and easy to understand. I knew what my investment was and everything was explain to me in ways that I can understand.

Another 5 Star Review by Ja'Neil G

Amazing support and great communication throughout the process. Was extremely responsive and helpful resolving issues.

Another 5 Star Review by David M.

Tom went out of his way to make sure I had the best refi rate, paid back in the quickest time and with the least imposition on me and my family. Great guy who truly cares about helping veteran.

Another 5 Star Review by Daniel O.

Tom was always accessible and willing to answer questions or explain information. He was willing to fight for our best interests and we felt we could trust his expertise.

Another 5 Star Review by April L.

Tom and his team worked through thick and thin to get me my loan. Highly recommend him and his team!

Another 5 Star Review by Akintunde M.

Tom was great, very knowledgeable and professional when discussing my loan options. He explained the loan process in detail from the beginning and then followed through to make everything happen seamlessly. Thanks again Chuck

Another 5 Star Review by Charles F.
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This program is brought to you by:

Tom Ellis, Sr. Loan Officer | NMLS # 195238

ph: 800.333.3004 x3441
c: 240.388.7091
[email protected]
embracehomeloans.com/tom-ellis
800 King Farm Boulevard Rockville, MD 20850

Request Information

Getting started is as easy as saying "hello." Simply fill out the form below and a member of our team will contact you regarding this program.